Document completeness
Registration records, tax status, bank statements, quotations, contracts and supporting schedules are checked against the likely lender checklist.
Independent pre-submission review · Cape Town
Put a lender-ready application on the table.
We audit your loan documents and cash-flow assumptions before a bank or funder sees them—finding gaps, contradictions and unsupported figures while there is still time to correct them.
Clear written findings. No promise of loan approval. No broking or lending.
The flagship audit
One focused review before submission
For owners seeking working capital, equipment finance or expansion funding, the Loan Application Readiness Audit checks whether the story told by your documents agrees with the story told by your numbers.
View scope and deliverablesWhat we examine
Evidence a credit assessor can follow
Cash-flow credibility
Opening balances, sales timing, payment terms, VAT, debt instalments and seasonal pressure points are traced month by month.
Application consistency
Funding purpose, amount requested, owner contribution and forecasts are compared across the form, business plan and attachments.
“The review caught that our equipment quote included VAT while the cash-flow schedule did not. The findings were direct, and the revised pack was much easier to explain.”— Thandi M., catering business owner, Cape Town
Useful, not ornamental
A marked findings report, not vague advice
Every point is labelled by priority and tied to a page, figure or missing attachment. You decide what to change; we remain available for one clarification call.
Read client stories →Planning a finance application?