1 — Fit before files
Tell us the type of business, funding purpose, intended lender category and target submission date. We first decide whether the request fits our document and cash-flow audit scope. If you need annual financial statements prepared, legal advice or help selecting a credit product, we will say so.
2 — A named document register
After accepting the quote and privacy terms, you receive a secure transfer invitation and a simple naming guide. We register each file, its period and version. Missing or unreadable items are raised before detailed checking begins.
3 — Two audit lenses
The document lens follows names, dates, requested amounts, funding purpose and supporting evidence across the form, plan, quotations and records. The cash lens recalculates the forecast and follows real payment timing, existing obligations, VAT, drawings and proposed instalments.
4 — Findings by consequence
The written report uses three labels:
- Critical gap: absent or contradictory information that may prevent a fair reading
- Clarify: a material assumption or unusual movement likely to invite a question
- Refine: a labelling, ordering or legibility change that makes the pack easier to navigate
We do not silently edit source records. The business owner remains responsible for every statement and decides changes with the appropriate accountant or adviser.
5 — Handover and one clarification
The report is delivered as a PDF, followed by the included call. You may ask what a finding means or where it arose. Rebuilding documents, testing a substantially changed forecast or auditing a second submission is separately scoped.
File safety
Only send records requested for the audit. Never disclose banking credentials, card details or authentication codes. Remove personal customer information unless it is necessary evidence, and use the secure channel rather than ordinary email for financial records.